Ten of the best … money tips for teenagers

Source: http://www.theguardian.com/money/2007/nov/22/personalfinancenews

Ten of the best … money tips for teenagers
Money is a passport to an easier and more comfortable life, says Jonathan Self, so it pays to learn how to deal with it. Here are 10 tips from his book The Teenager’s Guide to Money

1.The sooner you start managing your money, the richer you’ll be

When you are young it is quite tempting to think there is no rush to manage your money; it is easy to imagine that you have plenty of time. But the longer you leave it the more difficult it will be. Suppose you want to have savings of £10,000 on your 30th birthday:

You could save 78p a day from the age of 13
You could save £4.47 a day from the age of 25
You could save £27 a day from the age of 29

Every day counts when it comes to making the most of your money, and it is never too early to begin. (more…)

By Alexandra|September 2nd, 2013|Saving Tips for Teenagers|0 Comments

Money Saving Tips for College Students

The words “poor” and “college” are often used in the same phrase, and if you are a full-time college student with side job earnings, you probably have a tight budget. Perhaps you have an education loan or your parents assist with your college tuition. But when it comes to everyday costs such as meals, transportation, books and other enjoyment, you are on your own financially. These costs can take most of your pay and keep little (if any) non reusable earnings. Do not complain about your situation; study the following money saving tips and take action. If you are a college student, here are the methods to save money. (more…)

By Alexandra|August 30th, 2013|Saving Tips for Students|0 Comments

20 Ways to Save on Vacation

Source: http://money.msn.com/saving-money-tips/post.aspx?post=05ef109f-49e1-49b8-b69d-2f30f071025c

1. Be flexible with both time and place. You’ll save the most if you keep your vacation options open — and that includes both travel times and locations. For times, book in the off-peak seasons when popular destinations are cheaper. For locations, you’ll pay less year-round for less popular destinations. For example, instead of Miami, try Fort Myers, Fla. (more…)

By Alexandra|August 30th, 2013|Saving Tips for Vacation|0 Comments

10 Savvy Ways to Save on Travel

Source: http://www.womansday.com/life/travel-tips/10-savvy-ways-to-save-on-travel-116915

1. Be flexible. Whether it’s regarding the dates you’re traveling or the cities you’re going to, flexibility is a great way to take advantage of the best travel deals available. “Let the deal be your inspiration. You’re going to get a lot more mileage out of your dollar if you’re flexible,” says Angela Lyda, senior editor at Travel-Ticker.com. “Say you want to go to Hawaii, but there’s a great deal to Mexico or the Caribbean. The flight is half the time and probably half the cost; you’ll still get that beach destination, but you’ll save time and money. If you can be flexible, you’ll get a lot more for your buck.” (more…)

By Alexandra|August 30th, 2013|Saving Tips on Travel|0 Comments

Metal Jewelry Money Saving Tips

Source: http://jewelrymaking.about.com/od/aboutmetalandstones/qt/Metal-Jewelry-Money-Saving-Tips.htm

Pewter has the look of silver without the cost. It is possible to find a large selection of pewter findings, components, and even casting grain from many jewelry vendors these days. While lead was once a common element of pewter, most modern day pewter does not contain lead. When in doubt, always ask the vendor about the alloys used in the pewter it sells. Pictured is the Filigree and Chunky Heart Pearl Necklace, which incorporates a large pewter pendant. (more…)

By Alexandra|August 30th, 2013|Saving Tips on Jewelry|0 Comments

20 Ways to Save Money on a Tight Budget

Source: http://billcutterz.com/blog/2011/07/20-ways-to-save-money-on-a-tight-budget/

1. Big purchases have the most impact on your bottom line. Making your best effort to save for cars, boats, homes, education, and other large expenditures will save you tens of thousands of dollars over your lifetime. While the rest of the tips are useful in saving you dollars and cents, you should be hawkish on getting great deals on these purchases as a way of saving big chunks of money. (more…)

By Alexandra|August 30th, 2013|Saving Tips on Tight Budget|0 Comments

Money Saving Party Ideas

Source: http://entertaining.about.com/od/generalpartyplanning/a/budgetpartytips.htm

Set a Budget

Don’t even begin to plan your party before you decide on your budget. Decide how much money you can afford to spend on your party – then stick to it. The total budget will help you decide on the style of party you can host, and will protect you from that after-party budget hangover.

Don’t Mail Invitations

Send email invitations instead. Besides saving on the expense of a purchased invitation card, with the cost of postage seemingly increasing every other month, it makes good sense to turn to electronic invitations for all but the most formal events. The added benefit of using online invitation sites is that they will help you to manage your responses. (more…)

By Alexandra|August 30th, 2013|Saving Tips for Party|0 Comments

Green Money-Saving Tips: Cheap Ways To Be Environmentally Friendly

Source: http://www.huffingtonpost.com/2012/09/05/green-money-saving-tips-environment_n_1855097.html

Last year, the median annual wage for an American was just over $26,000, the lowest number since 1999. With a slow-growing economy, plummeting incomes, and increasing national debt, environmental concerns are often put on the backburner.

Going green has frequently been stereotyped as expensive: Specialty produce at overpriced shops, expensive hybrid cars and top-of-the-line energy saving appliances are often not in the budget for the average American. Organic and all-natural foods can be more expensive than regular varieties, and hybrid cars can cost thousands of dollars more upfront than their gas-guzzling counterparts, says National Geographic. (more…)

By Alexandra|August 29th, 2013|Saving Tips on Home|0 Comments

Money Saving Tips on Construction

Source: http://home.howstuffworks.com/home-improvement/construction/materials/10-rules-for-saving-money-on-construction.htm

Whether you’re doing a home renovation or building from scratch, it’s nice to be able to cut back on expenses in any construction project. Construction can get expensive, and since it’s not as easy to get a loan as it was before the housing bubble burst, chances are you’re working on a tight budget.
My husband and I added on to our house in the winter of 2011 and replaced the roof on the older part of the house in early 2012, so construction was a fact of life around here for about half a year. In the process of hiring contractors, working with an architect, and dealing with the day to day headaches of a large-scale renovation, I learned some of these money-saving tips the hard way, lucked out with others, and wish that I’d known a few more before we broke ground.
There are three ways to save money on construction projects: Cutting back on up-front costs, avoiding expensive mistakes, and making the finished structure less expensive to inhabit. From hiring workers and sourcing materials to doing some of the work yourself, there are lots of tricks to stay within your budget without cutting too much out of your project. (more…)

By Alexandra|August 29th, 2013|Saving Tips on Construction|0 Comments

5 Ways to Save Money on Your Cell Phone Bill

Source: http://money.howstuffworks.com/personal-finance/budgeting/5-ways-to-save-money-on-cell-phone-bill.htm

Cell phones aren’t named after the biological building blocks that make up our bodies. But with about 4 billion of Earth’s people using cells, these phones might as well be integrated into our bones, because we take them everywhere we go . And just as with any ubiquitous product, being financially careless with cell phone usage can cost a pound of flesh. (more…)

By Alexandra|August 29th, 2013|Saving Tips on Cellphone Bill|0 Comments