Budgeting tips when you’re on a low income

Source: https://www.moneyadviceservice.org.uk/en/categories/low-income-survival-tips

Getting by on a low income takes careful organisation – here are a few positive steps you can take to make it easier.

Work out your budget

First of all, you have to know what money is coming in and what’s going out – and when. Making a budget gives you a clear picture of where your money goes, and shows you where you might have a chance to save money. It will also help you see whether you are living within your means.

Look at ways to cut costs and shop smartly

It can be difficult to change the amount of money you have coming in – but you have much more control over what goes out. Your budget shows you where your money’s going, so you can see if there’s anything you can easily cut back on, or shop around for a better deal. (more…)

By Alexandra|September 12th, 2013|Saving Tips for Small Income|0 Comments

Family Skiing Tips – Money-Saving Tips

Source: http://travelwithkids.about.com/od/familyskiing/a/Family_Skiing_Tips.htm

Family skiing can be a costly sport, especially when buying gear and lift tickets for three or four or five or you. Below are money-saving tips.

Drive to Your Family Skiing Getaway: Not always possible, of course; but if you can drive to the slopes you can save a lot of dough, not only on airfare but also on luggage fees if you bring your gear along, or on rental costs if you rent your gear at your destination. (more…)

By Alexandra|September 12th, 2013|Saving Tips for Skiing|0 Comments

How to Save Money as a Single Parent

Source: http://www.wikihow.com/Save-Money-as-a-Single-Parent

1. Set up a budget. Use your income to determine how much you can spend and save every week or month.

2. Avoid taking on additional debt. You will not save money by opening new lines of credit. Instead of getting new credit cards, work on paying off any debt you currently have.

3. Monitor your current spending. Evaluate what you spend on bills, child care, insurance, food, clothes and transportation. (more…)

By Alexandra|September 12th, 2013|Saving Tips for Single Parents|0 Comments

5 Money-Saving Shopping Tips

Source: http://www.investopedia.com/articles/pf/07/five-saving-tips.asp

Have you already squeezed every last penny out of your budget? Maybe not. Thanks to free market capitalism, we can choose from a wide variety of products at a wide variety of prices pretty much any time we want to buy something. Unlike investing, saving money on purchases doesn’t require any specialized training and is an easy way for anyone to stretch their budget a little farther.

No matter what your income level, you can give yourself more breathing room by becoming a savvy shopper. Here are five tips to help you get started. (more…)

By Alexandra|September 12th, 2013|Saving Tips for Shopping|0 Comments

Six Money-Saving Tips for Senior Citizens

Source: http://voices.yahoo.com/six-money-saving-tips-senior-citizens-91520.html?cat=46

Here are some of my favorite “price choppers.” See how may others you can come up with.

1. Check out your favorite stores for their senior discount policy. Some stores offer a 5-10% discount on all purchases made by seniors every day of the week. Others have a senior day, perhaps on Wednesday of each week, where seniors get a 20% discount. You may have to ask for the discount, although many stores now just automatically figure in the discount for anyone who looks as though they might fit into the “senior” category. The important thing is to be armed ahead of time with the policy of each store so that you can arrange your shopping trips in order to take advantage of any savings you are entitled to. (more…)

By Alexandra|September 12th, 2013|Saving Tips for Senior Citizens|0 Comments

Money Saving Tips for Pet Owners

Everyone is trying to figure out ways to save money in today’s less prosperous economy and pet owners are not even exempted. In any case, having a pet can be costly. According to the survey conducted by the American Pet Association, we use over $45 billion dollars a year on our pets. But having a pet doesn’t have to be an expensive plan. Consider the following budget-friendly techniques in taking care of your family pet.

1. Start by Adopting a Pet

If you are saving cents (and even if you aren’t), go check your regional animal shelter. They have pets of all age, personalities and sizes and often only charge for vaccination and spaying costs. (more…)

By Alexandra|September 11th, 2013|Saving Tips for Pet Owners|0 Comments

Dining on a dime: 10 tips to save at restaurants

Source: www.dailyfinance.com/2013/07/09/save-money-dining-out-restaurants/

Eating out at restaurants can be an expensive habit or an economical one, depending on your expertise in the bargaining department. In an economy as annoyingly dismal as this one is, why spend any more money than you must?
Keep the following tips in mind the next time you’re in the mood to be wined and dined. (more…)

By Alexandra|September 11th, 2013|Saving Tips for Resto|0 Comments

10 Back-To-School Shopping Tips that Save Money

Source: http://www.parenting.com/article/10-back-to-school-shopping-tips-that-save-money

To your kids, shopping for new clothes, gear, and school supplies may be the only good thing about going back to school, but that doesn’t mean you have to spend a fortune every year. Here are 10 great ideas for how to get everything they need and save a few bucks doing it.

Hold off buying trendier gear like lunch boxes and pencil cases. Kids may love a version they find in July, but once they start school and see that their friends are all using another kind, they’ll beg you to upgrade them — and that only results in wasted cash. (more…)

By Alexandra|September 11th, 2013|Saving Tips for School Supplies|0 Comments

How To Save Money Running

Source: http://running.about.com/od/shoesapparelandgear/tp/savemoneyonrunning.htm

One of the many things I love about running is that you don’t have to spend a lot of money to enjoy the sport. But, even so, there are still ways you can save money on your running habit. Check out these tips for running on a budget:

Buy old models of your favorite running shoes.
Like car dealerships, running stores try to clear out last year’s models of running shoes when the new models come in. The old models are usually almost the same shoe, but at a much cheaper price. Some runners stock up on old models when they go on sale. You can also search the Internet for older models of your favorite running shoes. (more…)

By Alexandra|September 11th, 2013|Saving Tips for Runners|0 Comments

5 Tips From the Pros on How to Save More for Retirement

Source: http://money.usnews.com/money/blogs/my-money/2013/05/10/5-tips-from-the-pros-on-how-to-save-more-for-retirement

Ask yourself, “Am I saving enough for retirement?” If the answer is “no,” you’re not alone. Studies show most people don’t have enough in savings when it comes time to leave the workforce. While young adults with poor saving behaviors miss out on the benefits of compound interest and the ability to make small, reasonable payments throughout their lives, baby boomers who haven’t saved enough are in a rough spot. (more…)

By Alexandra|September 11th, 2013|Saving Tips for Retirement|0 Comments