13 Money-Saving Tips for Small Business Owners

smallbusiness13 Money-Saving Tips for Small Business Owners

Source: http://yfsentrepreneur.com/2013/08/13/13-money-saving-tips-for-small-business-owners/#axzz2nNvFf0xK

Do you cringe when you hear the words “cut costs”? Do you have more money going out than you have coming into your business? If so, it may be time to consider money-saving measures to rejuvenate your bottom line.
If you’re unsure where to start, thirteen entrepreneurs share their recommended cost-cutting tips to help you gain control of your finances and work smarter from the ground up. (more…)

By |December 14th, 2013|Saving Tips for Business|Comments Off on 13 Money-Saving Tips for Small Business Owners

10 Money-Saving Beauty Tips

buety10 Money-Saving Beauty Tips

Source: http://www.dailymakeover.com/trends/slideshow/save-money-budget-beauty-tips/

Is the shaky economy making you think twice about how you spend your money? You better! But that shouldn’t hold you back from looking fabulous. We talked to a celebrity makeup artist, hairstylist, and dermatologist to find out how to look like a million bucks, while only spending a few pennies. Here’s the scoop on how to save money when you’re out shopping for beauty products and how to make the most of what you already have!

Get A Free Bang Trim
Did you know that you could probably get your bangs trimmed for free? “I don’t charge my clients for a bang trim if I did their original haircut,” explains Theodore Leaf, Suave Professionals celebrity stylist, whose clients include Taylor Swift and Heather Morris(at left). Ask your stylist what his bang touch-up policy is and, if it’s not free, it’s probably only a nominal fee. (more…)

Money Saving Tips for People With a Low Income

lowincomeMoney Saving Tips for People With a Low Income

Source: http://newcenturyida.blogspot.com/2012/12/money-saving-tips-for-people-with-low.html

If you are like me, it can be difficult to manage a budget when you have student loans and other financial obligations to worry about. A part of my experience as a Volunteer In Service to America is to live in poverty, according to the region I am serving, for a year. Our goal as asset builders is to fight poverty by helping people become financially literate and save money to create a better life for themselves and their families, such as the current and future homeowners of the New Century IDA program. I am fortunate enough to live at home with my parents so I don’t have to worry about rent for now, but many VISTAs choose to relocate, meaning they have to learn to live on a very tight budget while simultaneously paying rent and any other monthly bills. For many of us, this is a small price to pay for the opportunity to serve our country and to fight poverty. We become advocates for budgeting and saving, and in turn, we become financially literate ourselves (or, that is the hope). (more…)

How to Start Saving Money for Your Future for Bachelors

121200017How to Start Saving Money for Your Future for Bachelors

Source: http://budgeting-saving.knoji.com/how-to-start-saving-money-for-your-future-for-bachelors/

To start investing for the future as a bachelor without losing fun is simple and it takes discipline and a resourceful mindset to do so.

1. Have a mindset of “Making the money work for you” instead of “Making yourself work for the money”.

With this mindset, you’ll be able to think on ways on how to make money without working hard. It will give you more opportunities to think about making it grow by itself and it removes you out of the equation making you the better financial planner. (more…)

How to save money on appliances

appliancesHow to save money on appliances

Source: http://bargainbabe.com/how-to-get-a-deal-on-appliances/

his post is bought to you by my workwear, UK based specialist for corporate clothing and embroidered polo shirts.

This is a post by BargainBabe.com writer Yazmin Cruz.
Appliances are one of the most expensive items to purchase for your home. While shopping for my new range a while back, I learned a few tips for saving money on major appliances. I share my suggestions below.

-Do your research. I always turn to Consumer Reports and Good Housekeeping and then go from there. I also like to compare prices online. Make sure to include the shipping fee and haul away fee if it applies to your purchase. (more…)

SAVING MONEY ON PET CARE

pet careSAVING MONEY ON PET CARE

Source: http://beyondbreed.com/saving-money-on-pet-care/

No matter how many times we say that “all they need is love,” the harsh reality is that dogs cost money. With more and more Americans struggling to make ends meet, dog owners are struggling to keep their dogs at home and out of animal shelters.

Here are some tips to help dog owners save money!

FOOD
-Buy pet food in bulk; the larger the bag, the cheaper per ounce. You’ll pay more up front, but save money over time.
-Order food online through Amazon Subscribe & Save and get free shipping on regular monthly deliveries.
-If you’re eligible, apply for Pet Food Stamps to receive free pet food.
-A website called www.PetFlow.com offers $10 off any $40+ scheduled order with the code “PFS,” plus free shipping on any delivery -schedule over $49+ (after discount).
-Consider feeding two small meals a day, instead of one large meal.
-Skip the store-bought dog treats; consider offering pieces of kibble or veggies instead. If it comes from your hand, chances are your dog will think it’s gold! (more…)

How to Save Money on Electricity

electricbillHow to Save Money on Electricity

Source: http://www.wikihow.com/Save-Money-on-Electricity

Check to see if you can get a better contract, or make payments based on average monthly cost. Visit and read everything again and again.
Determine how much electricity you use. Use the monthly electric bills from the last year to calculate an approximate value.
(If possible) Compare different offers from electrical companies; choose the one that is the cheapest (lowest cost per kilowatt hour).
Find out if there is an OFF-PEAK time of the day when the rate is lower and use that time for most electricity needs (e.g. running washing machine, dish washer, or cooking). This will likely require additional costs for special metering hardware to track usage during those times. (more…)

How to Save Money on Kids’ Clothing

kidsclothesHow to Save Money on Kids’ Clothing

Source: http://www.kiplinger.com/article/spending/T050-C011-S001-how-to-save-money-on-kids-clothing.html

Raising kids is expensive. A middle-income family with a child born in 2012 can expect to spend about $241,080 over 18 years on food, shelter, child care, education and other necessities, according to the U.S. Department of Agriculture. That’s why it’s always important for families to be on the lookout for ways to cut costs.

One expenditure parents can keep under control with smart shopping strategies is clothing. Although clothing makes up only 6% of total child-rearing expenses, according to the Department of Agriculture study, purchases can add up to an average of $804 a year and $14,464 per child over 18 years. If I spent that much on all three of my kids, I’d shell out more than $43,000. But I spend closer to the annual average per child on all three kids.

Here are several ways I’ve managed to keep the cost of clothing for my children under control. (more…)

Simple Money Saving Tips For The Unemployed

unemployedSimple Money Saving Tips For The Unemployed

Source: http://www.careerealism.com/money-saving-tips-unemployed/

The economy is recovering slowly – more and more jobs are being created with each passing month. Be this as it may, there are still millions of qualified individuals who are yet to secure steady jobs. In this particular stage of life, it is important to be cautious about how you spend the little bit of money you have. Otherwise, you could worsen an already dire financial situation. The following are a few money saving tips to help you along the way: (more…)

15 Tips to Save on Valentine’s Day

valentines15 Tips to Save on Valentine’s Day

Source: http://www.rd.com/advice/saving-money/15-tips-to-save-on-valentines-day/

The sexiest way to save on Valentine’s Day? Do the seemingly impossible: spend less and get more. MoneyTalksNews.com shares 15 ways to pull it off.

Flowers

What you need to know first: The best red roses are ice cold. “If the product is outside of a cold chamber, which is 32 to 36 degrees, they lose life for every minute they’re outside that cold,” warns Christine Boldt, executive vice president of the Association of Floral Importers (AFIF) Hence, this advice:

1. Never buy from the side of the road. They’ll only last a day or two, because roadside vendors don’t get the best product. “Those flowers are what we in the industry call seconds,” Boldt says. (more…)