Get discounts on prescriptions, negotiate with your doctor, bargain-shop for a health plan. In this economy, you need to take more control over your family’s medical bills. (more…)
There is no doubt that healthcare is expensive and not everyone has a job that offers healthcare benefits. With unemployment rates being so high, there are thousands of people who are at risk for adverse health effects related to joblessness, including stress, depression and increased risk of heart disease, diabetes and high blood pressure. To make matters even worse, a person without a stable income frequently forgoes health insurance, thus creating barriers to get the proper medical care he or she needs. (more…)
After a car accident left Michelle Katz, a Washington, DC, nursing student, with persistent back pain and numbness in 1998, she consulted a neurosurgeon, who told her she’d need an operation to repair her slipped disk. Katz, then 26, didn’t have health insurance, so she did the only thing she could think of: She negotiated.
Katz offered to pay her surgeon and anesthesiologist a portion up front in exchange for a hefty discount and arranged a payment plan for the rest. When she got her hospital bill, she haggled with the billing department to drop some charges. All told, she ended up paying just half of the original $28,000 estimate. (more…)
Here’s how to spend less without compromising your care.
If medical bills are driving you crazy, consider hiring a medical billing advocate. For a percentage-based fee, a medical billing specialist will review your health care bills and challenge questionable charges. (more…)