Money Saving Tips on Jewelry

images (4)Saving Money on Jewelry

 

 

 

 

Source: http://www.thriftyfun.com/tf/Better_Living/Frugal_Living/Shopping/Saving-Money-on-Jewelry.html

Buy Used Jewelry Instead Of New

At the beginning of our relationship, my husband would buy me one nice piece of jewelry for Christmas. When we actually married, we couldn’t afford to buy a brand new engagement ring. I found one I loved at a pawn shop for $500, and it appraised for $3500. My husband always wanted to upgrade me to something nicer. (more…)

Money Saving Tips for Vacations

download (3)4 Vacation Money Saving Tips

Source: http://www.parenting.com/article/vacation-money-saving-tips

Use privileges you already have  What’s in your wallet? Probably a few discounts. A Bank of America ATM, credit or debit card is good for free admission to about 120 zoos, science centers, botanical gardens and museums across the U.S. on the first weekend of every month (museums.bankofamerica.com). If you’re a AAA member, you can save up to 20 percent on Hertz car rentals and up to 40 percent on tickets to theme parks, including Sesame Place, Six Flags and Busch Gardens (aaa.com). (more…)

Money Saving Tips for Teachers

 The_Physical_Illusion20 Money-Saving Ideas for Teachers

Source: http://www.teachercreated.com/blog/2008/11/20-money-saving-ideas-for-teachers/

Use the plastic “popcorn” from packages for art projects and math counters.

Ask at your local newspaper for leftover newsprint for art projects and drawing paper.

Scout out companies that use computer paper.  They often discard the last few inches of a stack of paper rather than risk running out while printing.

Swap and share with other teachers rather than buying duplicate supplies.

Check magazines and newspapers for coupons and free offers. (more…)

Money Saving Tips for Skiing

images (3)11 Ways to Save Money While Skiing

Source: http://www.thefrugaltoad.com/travelandleisure/11-ways-to-save-money-while-skiing

Rent Smart

It’s no secret that renting equipment can sometimes be more economical than buying, especially for the novice. Even expert skiers will rent equipment when they’re vacationing or when they don’t get many trips in during the local season. You don’t have to rent from the resort, though; check with local sporting goods and ski shops and those around your destination while you’re planning your trip – you’ll probably find some that rent equipment reasonably.

You may also be surprised to learn that many resorts offer substantial discounts if you reserve rentals in advance. Check the website of your ski resort to see if it’s an option. As a bonus, using either of these methods will get you to the lift faster when you arrive. (more…)

Money Saving Tips for Senior Citizens

images (2)Top 10 Money Saving Tips for Seniors

Source: http://www.ncoa.org/enhance-economic-security/economic-security-Initiative/savvy-saving-seniors/top-10-things-all-seniors.html

1. Current Expenses

Take the time to compile all of your current obligations (supplemental health insurance, prescription drug insurance, life insurance, etc.) and examine if you have the most cost-effective plan for you and/or if all plans are still relevant. Consult with a trusted information source before terminating plans. When assessing your prescription drug plans, consider reaching out to your local State Health Insurance Assistance Program (SHIP), where you can get free information about Medicare, including apply for and selecting plans. (more…)

Money Saving Tips for Runners

runningTips for Saving Money on Running

Source: http://howtorun.wyopub.com/2012/06/17/tips-for-saving-money-on-running/

1. Buy only what is needed

There are a lot of things that you can buy for running. To save money, stick with the essentials to get started. Most important is a good pair of running sneakers that were selected based on a gait analysis at a running shop. To keep your feet from blistering, you need moisture wicking socks – available at any sporting goods store and several discount retailers. You don’t need anything more until you get up to long distances, when you will want to consider moisture-wicking clothes. A watch is optional too. You don’t have to time yourself all of the time. If you feel you must, buy an inexpensive watch with a split timer. Anything else is a luxury that you can avoid to save money. (more…)

Money Saving Tips for Pet Owners

341275159_640Need Money-Saving Tips on Pet Care? Read This!

Source: http://www.petfinder.com/cats/cat-care/money-saving-pet-care-tips/

Be prepared before you adopt. The costs of owning a pet can vary, and can range from about $500 to about $10,000 a year for a dog and between about $300 and $5,000 a year for a cat. Before you adopt, check out our breakdowns, Estimated Annual Dog Care Costs and Estimated Annual Cat Care Costs. (more…)

Money Saving Tips for New Born Babies

shutterstock_73150945-201x30032 Ways to Save Money When You Have a Baby

Source: http://www.parents.com/parenting/money/family-finances/32-ways-to-save-money-when-you-have-a-baby/

How to Trim Down Your Family’s Expenses

Right after I gave birth to my first daughter, a funny thing happened: Virtually every dollar I owned seemed to sprout wings. Then one by one, they flew away—to the pediatrician, the drugstore, and any chain that sold cute kids’ clothes. Sure, I’d known that a baby would bring new financial pressures. But when I saw my first postpartum credit-card bill, I totally freaked out.

If you have a newborn, you’re probably panicked too. No wonder: Depending on your spending habits and child-care needs, you’ll likely shell out $7,000 to $14,600 annually between now and your little one’s second birthday. But there’s hope. Through trial and error, I learned a lot about raising a daughter on a budget. Now that my second girl is here, I’ve gotten even savvier. Here are ways you, too, can cut your baby expenses by half—or even more. (more…)

Money Saving Tips on Entertainment

images (1)Money-Saving Tips on Entertainment, Part 2: Music Downloads

Source: http://dealnews.com/features/Money-Saving-Tips-on-Entertainment-Part-2-Music-Downloads/215800.html

DRM-FREE

eMusic

When it comes to promotions, eMusic offers one of the best we’ve seen. It gives new members 50 free music downloads just for signing up. If you decide to stay, the site offers three subscription plans ranging from $9.99/month for 30 downloads a month to $19.99/month for 75 songs a month. If you typically buy 11 or more songs per month from iTunes, you’re already saving money with eMusic. What we particularly like about eMusic is that its tracks are DRM-free (no Digital Rights Management), meaning once purchased they’re yours to keep and they’ll work on any device from an iPod to a Zune. What’s the catch? Most of eMusic’s contracts are with independent record labels. The “big four” — EMI, Universal, Warner Music, and Sony BMG — are not all represented, so eMusic’s catalogue relies heavily on indie rock, jazz, and classical music. In other words, you might not find the latest 50 Cent single, but you will find Johnny Cash, Miles Davis, The Pixies, and more. eMusic also has a lot of editorial content, such as columns and editors’ picks that make the site more than just a place to download tracks from. (more…)

Money Saving Tips on Mobile Apps

mobileappsmoneysaving10 Essential Money-Saving iPhone Apps

Source: http://mashable.com/2010/03/26/money-saving-iphone-apps/

1. Quicken

Existing Quicken users as well as newbies will no doubt find this simple but handy app the ideal way to check financial accounts on the go. Track your financial goals, monitor account activity and even find an ATM.

Cost: Free (more…)